Privacy Policy
Last Updated: 11/24/2025
At Dream Elite Solutions, your privacy matters. We are committed to protecting the personal information you share with us. This privacy policy explains what information we collect, how we use it, and how we keep it safe.
Information We Collect
We may collect the following information when you interact with our website or services:
Name, email, phone number
Address and identity verification information
Credit-related information you provide
Payment details for purchases
Website usage data (cookies, analytics)
How We Use Your Information
We use your information to:
Provide credit repair and financial services, Verify identity, Maintain your client portal, Process payments, Improve our website and communication, Send updates, reminders, and service information.
How We Protect Your Information
We use secure servers, encryption, and limited-access systems to protect your data. Only authorized team members can access your information.
Sharing of Information
We do not sell or share your information with outside companies except:
Third-party processors (for payment, client portal, or dispute mailing tools)
Legal requirements (if required to comply with law)
Your Rights
You may:
Request access to your information, Request corrections, Request deletion of your data (where legally allowed)
Cookies & Tracking
We may use cookies for analytics and to improve user experience. You can disable cookies in your browser settings.
Contact
For privacy questions, email us at: [email protected]
Terms & Conditions —
Use of Website + Credit Repair Services
Last Updated: 11/24/25
By using this website or purchasing services from Dream Elite Solutions, you agree to the following terms:
1. Service Description
We provide credit analysis, dispute processing, credit education, and financial services. Results vary by individual and depend on the client's participation and credit history.
2. No Legal or Financial Advice
Our services provide education and dispute support.
We do not provide legal, financial, or tax advice unless explicitly stated.
3. Client Responsibilities
You agree to:
Provide accurate, complete, and current information
Submit requested documents in a timely manner
Maintain updated contact information
Keep all login credentials confidential
Follow the credit-building steps provided
We are not responsible for missed results due to lack of participation or failure to follow guidance.
4. Payment Terms
All payments must be made on time according to your plan. Late or failed payments may pause services.
5. Results Disclaimer
We cannot guarantee specific outcomes, score increases, or deletions.
6. Client Cooperation
You must notify us of any credit bureau mail you receive. Failure to send mailed responses from the bureaus may delay results.
7. Termination
You may cancel anytime (for monthly plans) with written notice. Dream Elite Solutions may terminate service for non-payment or misuse.
8. Intellectual Property
All content, materials, and documents remain the property of Dream Elite Solutions.
9. Governing Law
These terms are governed by the laws of the state of Illinois.
REFUND POLICY
Last Updated: 11/24/2025
Dream Elite Solutions follows all state and federal laws regarding credit repair services.
1. No Refunds for Completed Work
Because credit repair involves time, labor, and third-party costs, refunds are not issued for services already performed.
2. Monthly Plan Cancellation
You may cancel your monthly plan at any time.
Cancellations must be submitted 3–5 days before your next billing date to avoid additional charges.
3. One-Time Plans (6-Month or 9-Month Plans)
These plans are non-refundable once the dispute process has begun or any service has been delivered.
4. Service Satisfaction
If you believe there is an error or you did not receive part of your service, contact us at [email protected] and we will review it within 3–5 business days.
5. Chargebacks
Filing a chargeback without contacting us first may result in termination of service and potential legal action for service fraud.